In this episode Jack Smith settles one of the most debated personal finance questions: Should you max out your Roth IRA or 401(k) first?

This episode gives you a clear, tactical framework - not vague advice so you can make the right move based on your income, goals, and tax strategy. Jack explains the pros and cons of each account, how to avoid rookie mistakes, and introduces the Gained Gang Priority Stack to help you build real wealth efficiently.

You’ll learn:

• When to prioritize tax-free growth vs upfront deductions

• How to get the most out of employer matches

• The power of Roth flexibility and control

• Why most people misuse retirement tools  and how you can avoid it

If you’re serious about building wealth and want a system that works long before retirement, this episode is your blueprint.